About Howard State Bank

Howard State Bank and it’s Branch Facilities are located throughout Elk and Chautauqua Counties.


Howard State Bank is the only locally owned bank in Elk County, with facilities in Howard, Moline, Sedan and Cedar Vale. Our staff of friendly, experienced personnel understand and appreciate the rural way of life in the Flint Hills of Kansas.

The solid financial position and the strong asset quality combine to give Howard State Bank the strength to serve Elk, Chautauqua Counties and beyond.

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